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Real Estate Tips
Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

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Real Estate Trivia
Q 
What real estate board game became the best-selling game in America just one year after it was created?

A 
Charles B. Darrow invented Monopoly in 1934, to cheer himself up while unemployed during the Great Depression. Monopoly is now the most popular board game in the world and has sold over 200 million copies.
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Taylor Team Real Estate, REALTORŪ, real estate agents and broker for Glen Allen, Midlothian and Richmond Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Taylor Team Real Estate
RE/MAX Commonwealth

200 Westgate Parkway Suite 102
Richmond, VA. 23233
804-360-5200
804-527-6265
800-772-5220
Fax: 804-364-0910
Email: Janice@taylorteamrealestate.com

My mission in real estate is to compete to be the best realtor that I can be, excite my clients with the home buying and selling experience, and have the confidence for my clients to depend on my expertise for their decisions in real estate.

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